/* ===== EXTRACTED STYLE BLOCK 1 ===== */
:root{
    --navy:#14213D;
    --navy-light:#1F3155;
    --paper:#FAF8F3;
    --paper-dim:#F1EDE3;
    --brass:#A9812F;
    --brass-light:#C9A354;
    --slate:#4C6580;
    --forest:#2F5233;
    --ink:#22262B;
    --ink-soft:#5B6169;
    --line:#DEDACE;
    --line-dark:rgba(255,255,255,0.14);
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:'Inter',sans-serif;
    color:var(--ink);
    background:var(--paper);
    line-height:1.5;
    -webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,h4{font-family:'Source Serif 4',serif;font-weight:500;letter-spacing:-0.01em;}
  .mono{font-family:'IBM Plex Mono',monospace;}
  a{color:inherit;text-decoration:none;}
  button{font-family:inherit;}
  .wrap{max-width:1140px;margin:0 auto;padding:0 32px;}
  img{max-width:100%;display:block;}
  .page{display:none;}
  .page.active{display:block;}

  /* NAV */
  header{position:sticky;top:0;z-index:50;background:var(--navy);border-bottom:1px solid var(--line-dark);}
  .navbar{display:flex;align-items:center;justify-content:space-between;padding:18px 32px;max-width:1140px;margin:0 auto;}
  .brand{display:flex;align-items:center;gap:10px;color:var(--paper);cursor:pointer;background:none;border:none;}
  .brand .mark{width:32px;height:32px;border:1.5px solid var(--brass-light);border-radius:3px;display:flex;align-items:center;justify-content:center;font-family:'Source Serif 4',serif;font-size:15px;color:var(--brass-light);}
  .brand .name{font-family:'Source Serif 4',serif;font-size:19px;letter-spacing:0.01em;}
  nav ul{list-style:none;display:flex;gap:30px;}
  nav a{color:#D8DCE6;font-size:14px;font-weight:500;transition:color .15s;cursor:pointer;}
  nav a:hover,nav a.active{color:var(--brass-light);}
  .nav-cta{display:flex;align-items:center;gap:22px;}
  .phone-pill{display:flex;align-items:center;gap:8px;color:var(--paper);font-size:14px;font-weight:600;}
  .phone-pill svg{width:15px;height:15px;stroke:var(--brass-light);}
  .btn{display:inline-block;padding:11px 22px;border-radius:3px;font-size:14px;font-weight:600;cursor:pointer;border:1px solid transparent;transition:all .15s;font-family:inherit;}
  .btn-brass{background:var(--brass);color:#fff;border-color:var(--brass);}
  .btn-brass:hover{background:var(--brass-light);}
  .btn-outline{background:transparent;color:var(--paper);border-color:rgba(250,248,243,0.35);}
  .btn-outline:hover{border-color:var(--paper);}
  .menu-toggle{display:none;background:none;border:none;color:var(--paper);font-size:24px;cursor:pointer;}

  /* PAGE HEADER (interior pages) */
  .page-hero{background:var(--navy);color:var(--paper);padding:56px 0;}
  .page-hero .eyebrow{color:var(--brass-light);}
  .page-hero .eyebrow::before{background:var(--brass-light);}
  .page-hero h1{font-size:34px;margin-bottom:12px;}
  .page-hero p{color:#C6CBD7;max-width:560px;font-size:15.5px;line-height:1.65;}
  .crumb{font-size:12.5px;color:#8A91A3;margin-bottom:14px;}
  .crumb span{color:var(--brass-light);}

  /* HERO (home) */
  .hero{background:var(--navy);color:var(--paper);padding:78px 0 96px;position:relative;overflow:hidden;}
  .hero-grid{display:grid;grid-template-columns:1.05fr 0.95fr;gap:56px;align-items:center;}
  .eyebrow{display:flex;align-items:center;gap:10px;color:var(--brass-light);font-size:12.5px;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;margin-bottom:22px;}
  .eyebrow::before{content:"";width:26px;height:1px;background:var(--brass-light);}
  .hero h1{font-size:46px;line-height:1.12;margin-bottom:22px;}
  .hero h1 em{font-style:normal;color:var(--brass-light);}
  .hero p.lead{font-size:17px;color:#C6CBD7;max-width:460px;margin-bottom:32px;line-height:1.65;}
  .hero-actions{display:flex;gap:14px;margin-bottom:40px;flex-wrap:wrap;}
  .hero-stats{display:flex;gap:36px;padding-top:28px;border-top:1px solid var(--line-dark);}
  .hero-stats div{display:flex;flex-direction:column;gap:4px;}
  .hero-stats .num{font-family:'IBM Plex Mono',monospace;font-size:22px;font-weight:600;color:var(--paper);}
  .hero-stats .label{font-size:12.5px;color:#9AA2B4;}

  /* SIGNATURE: Loan Estimate document card */
  .doc-card{background:#fff;color:var(--ink);border-radius:6px;padding:0;box-shadow:0 24px 60px rgba(0,0,0,0.35);position:relative;}
  .doc-head{background:var(--navy-light);color:var(--paper);padding:18px 24px;display:flex;justify-content:space-between;align-items:center;border-radius:6px 6px 0 0;}
  .doc-head .doc-title{font-family:'Source Serif 4',serif;font-size:15px;}
  .doc-head .doc-id{font-family:'IBM Plex Mono',monospace;font-size:11px;color:#9AA2B4;}
  .doc-body{padding:26px 24px 22px;}
  .doc-row{display:flex;justify-content:space-between;align-items:baseline;padding:12px 0;border-bottom:1px solid var(--line);}
  .doc-row:last-child{border-bottom:none;}
  .doc-row .k{font-size:13px;color:var(--ink-soft);}
  .doc-row .v{font-family:'IBM Plex Mono',monospace;font-size:16px;font-weight:600;color:var(--navy);}
  .doc-row .v.rate{color:var(--forest);}
  .doc-stamp{position:absolute;top:-14px;right:-14px;width:76px;height:76px;border-radius:50%;border:2px solid var(--brass);display:flex;align-items:center;justify-content:center;text-align:center;background:var(--navy);color:var(--brass-light);font-family:'IBM Plex Mono',monospace;font-size:10px;font-weight:600;letter-spacing:0.06em;line-height:1.3;transform:rotate(9deg);}
  .doc-foot{padding:14px 24px;font-size:11px;color:var(--ink-soft);border-top:1px dashed var(--line);}

  /* SECTIONS */
  section{padding:88px 0;}
  section.tight{padding:64px 0;}
  .section-head{max-width:600px;margin-bottom:52px;}
  .section-head .eyebrow{color:var(--brass);}
  .section-head .eyebrow::before{background:var(--brass);}
  .section-head h2{font-size:32px;color:var(--navy);margin-bottom:14px;}
  .section-head p{color:var(--ink-soft);font-size:15.5px;line-height:1.65;}

  /* PROGRAMS */
  .programs{background:var(--paper-dim);}
  .program-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
  .program-card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:32px 28px;display:flex;flex-direction:column;transition:border-color .15s;cursor:pointer;text-align:left;}
  .program-card:hover{border-color:var(--brass);}
  .program-card .tag{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--brass);letter-spacing:0.08em;text-transform:uppercase;margin-bottom:18px;}
  .program-card h3{font-size:21px;color:var(--navy);margin-bottom:12px;}
  .program-card p{font-size:14.5px;color:var(--ink-soft);line-height:1.6;margin-bottom:22px;flex:1;}
  .program-card .link{font-size:13.5px;font-weight:600;color:var(--navy);display:flex;align-items:center;gap:6px;}
  .program-card .link svg{width:13px;height:13px;stroke:var(--brass);}

  /* PROCESS */
  .process-list{display:flex;flex-direction:column;}
  .process-item{display:grid;grid-template-columns:64px 1fr;gap:24px;padding:28px 0;border-top:1px solid var(--line);position:relative;}
  .process-item:last-child{border-bottom:1px solid var(--line);}
  .process-num{font-family:'IBM Plex Mono',monospace;font-size:14px;color:var(--brass);font-weight:600;}
  .process-item h4{font-size:18px;color:var(--navy);margin-bottom:6px;}
  .process-item p{font-size:14.5px;color:var(--ink-soft);max-width:520px;}
  .process-item .days{margin-left:auto;font-family:'IBM Plex Mono',monospace;font-size:12.5px;color:var(--slate);white-space:nowrap;}
  .process-item-inner{display:flex;justify-content:space-between;gap:20px;flex:1;}

  /* TRUST BAND */
  .trust{background:var(--navy);color:var(--paper);padding:56px 0;}
  .trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;align-items:start;}
  .trust-grid .item{border-left:2px solid var(--brass);padding-left:16px;}
  .trust-grid .item .num{font-family:'IBM Plex Mono',monospace;font-size:26px;color:var(--brass-light);margin-bottom:6px;}
  .trust-grid .item .label{font-size:13px;color:#B7BECC;line-height:1.5;}

  /* GENERIC INTERIOR CONTENT */
  .content-grid{display:grid;grid-template-columns:1.2fr 0.8fr;gap:48px;}
  .content-grid h2{font-size:26px;color:var(--navy);margin-bottom:14px;}
  .content-grid p{font-size:15px;color:var(--ink-soft);line-height:1.75;margin-bottom:18px;}
  .content-grid ul{margin:0 0 22px 0;list-style:none;}
  .content-grid li{display:flex;gap:10px;font-size:14.5px;color:var(--ink);padding:10px 0;border-bottom:1px solid var(--line);}
  .content-grid li svg{width:16px;height:16px;stroke:var(--forest);flex-shrink:0;margin-top:2px;}
  .side-card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:26px;height:fit-content;}
  .side-card h4{font-size:16px;color:var(--navy);margin-bottom:14px;}
  .side-card .stat{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--line);font-size:13.5px;}
  .side-card .stat:last-child{border-bottom:none;}
  .side-card .stat .v{font-family:'IBM Plex Mono',monospace;font-weight:600;color:var(--navy);}

  /* FUNDING CTA */
  /* FUNDING CTA */
  .funding-banner-wrap{background:var(--paper-dim);padding:58px 0 72px;}
  .funding-banner{min-height:196px;background-color:#15254f;background-image:radial-gradient(circle at 88% 35%,rgba(74,112,205,.42) 0,rgba(74,112,205,.18) 18%,transparent 40%),radial-gradient(circle at 105% 85%,rgba(78,116,210,.28) 0,transparent 42%),linear-gradient(115deg,rgba(11,28,68,.78),rgba(34,63,125,.62)),repeating-linear-gradient(0deg,rgba(255,255,255,.035) 0,rgba(255,255,255,.035) 1px,transparent 1px,transparent 30px),repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0,rgba(255,255,255,.035) 1px,transparent 1px,transparent 30px);border-radius:14px;padding:44px 48px;display:flex;align-items:center;justify-content:space-between;gap:48px;position:relative;overflow:hidden;box-shadow:0 18px 38px rgba(20,33,61,.12);}
  .funding-banner-copy{max-width:780px;position:relative;z-index:2;}
  .funding-banner .eyebrow{margin-bottom:10px;color:var(--brass-light);}
  .funding-banner h2{font-size:30px;color:var(--paper);margin-bottom:10px;}
  .funding-banner p{font-size:14px;color:#C6CBD7;line-height:1.7;max-width:700px;}
  .funding-banner .btn{flex-shrink:0;padding:13px 24px;position:relative;z-index:2;box-shadow:0 6px 18px rgba(0,0,0,.16);}
  @media(max-width:900px){
    .funding-steps{grid-template-columns:1fr;}
    .funding-banner{padding:36px 28px;flex-direction:column;align-items:flex-start;gap:26px;}
    .funding-banner h2{font-size:26px;}
  }

  /* ABOUT page */
  .value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:8px;}
  .value-card{background:#fff; padding:26px;border:1px solid var(--line);border-radius:6px;}
  .value-card .n{font-family:'IBM Plex Mono',monospace;color:var(--brass);font-size:12px;margin-bottom:10px;}
  .value-card h4{font-size:17px;color:var(--navy);margin-bottom:8px;}
  .value-card p{font-size:14px;color:var(--ink-soft);line-height:1.6;}

  /* CALCULATOR */
  .calc-wrap{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start;}
  .calc-form label{display:block;font-size:13px;color:var(--ink-soft);margin-bottom:6px;margin-top:18px;}
  .calc-form label:first-child{margin-top:0;}
  .calc-form input[type=range]{width:100%;}
  .calc-form input[type=number],.calc-form select{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:4px;background:var(--paper);font-family:'IBM Plex Mono',monospace;font-size:14px;color:var(--ink);}
  .calc-row-label{display:flex;justify-content:space-between;align-items:baseline;}
  .calc-row-label .val{font-family:'IBM Plex Mono',monospace;color:var(--navy);font-weight:600;font-size:14px;}
  .calc-result{background:var(--navy);color:var(--paper);border-radius:6px;padding:32px;}
  .calc-result .big{font-family:'IBM Plex Mono',monospace;font-size:40px;color:var(--brass-light);margin:6px 0 4px;}
  .calc-result .cap{font-size:12px;letter-spacing:0.08em;text-transform:uppercase;color:#9AA2B4;}
  .calc-breakdown{margin-top:24px;border-top:1px solid var(--line-dark);padding-top:20px;}
  .calc-breakdown .row{display:flex;justify-content:space-between;padding:8px 0;font-size:13.5px;color:#C6CBD7;}
  .calc-breakdown .row .v{font-family:'IBM Plex Mono',monospace;color:var(--paper);}

  /* BORROWER PORTAL */
  .borrower-grid{display:grid;grid-template-columns:1fr;gap:40px;}
  .form-section{background:#fff;border:1px solid var(--line);border-radius:6px;padding:32px;}
  .form-section h3{font-size:18px;color:var(--navy);margin-bottom:4px;}
  .form-section .hint{font-size:13px;color:var(--ink-soft);margin-bottom:22px;}
  .field-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
  .field-grid.cols-3{grid-template-columns:1fr 1fr 1fr;}
  .field{margin-bottom:14px;}
  .field label{display:block;font-size:12.5px;color:var(--ink-soft);margin-bottom:6px;}
  .field input,.field select{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:4px;background:#f1ede333;font-family:'Inter',sans-serif;font-size:14px;color:var(--ink);}
  .field input:focus,.field select:focus{outline:2px solid var(--brass-light);outline-offset:1px;border-color:var(--brass);background:var(--paper);}

  .doc-category{border:1px solid var(--line);border-radius:6px;padding:22px 24px;margin-bottom:16px;}
  .doc-category:last-child{margin-bottom:0;}
  .doc-cat-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:16px;}
  .doc-cat-head h4{font-size:15.5px;color:var(--navy);margin-bottom:4px;}
  .doc-cat-head p{font-size:13px;color:var(--ink-soft);}
  .status-pill{font-family:'IBM Plex Mono',monospace;font-size:11px;padding:4px 10px;border-radius:12px;white-space:nowrap;background:var(--paper-dim);color:var(--ink-soft);border:1px solid var(--line);}
  .status-pill.done{background:#EAF3DE;color:var(--forest);border-color:var(--forest);}
  .dropzone{border:1.5px dashed var(--line);border-radius:5px;padding:22px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:#f1ede333;}
  .dropzone-label{display:flex;align-items:center;gap:12px;font-size:13.5px;color:var(--ink-soft);}
  .dropzone-label svg{width:22px;height:22px;stroke:var(--brass);flex-shrink:0;}
  .file-input-wrap{position:relative;overflow:hidden;display:inline-block;}
  .file-input-wrap input[type=file]{position:absolute;left:0;top:0;opacity:0;width:100%;height:100%;cursor:pointer;}
  .btn-choose{padding:9px 18px;border:1px solid var(--navy);border-radius:3px;font-size:13px;font-weight:600;color:var(--navy);background:var(--paper);cursor:pointer;}
  .btn-choose:hover{background:var(--navy);color:var(--paper);}
  .file-list{margin-top:14px;display:flex;flex-direction:column;gap:8px;}
  .file-chip{display:flex;align-items:center;justify-content:space-between;background:var(--paper);border:1px solid var(--line);border-radius:4px;padding:9px 12px;font-size:13px;}
  .file-chip .f-name{display:flex;align-items:center;gap:8px;color:var(--ink);overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
  .file-chip .f-name svg{width:15px;height:15px;stroke:var(--slate);flex-shrink:0;}
  .file-chip .f-size{font-family:'IBM Plex Mono',monospace;font-size:11.5px;color:var(--ink-soft);margin-left:10px;flex-shrink:0;}
  .file-chip .f-remove{background:none;border:none;color:var(--ink-soft);cursor:pointer;font-size:16px;line-height:1;padding:0 2px;flex-shrink:0;margin-left:10px;}
  .file-chip .f-remove:hover{color:#A32D2D;}
  .upload-progress{background:var(--navy);color:var(--paper);border-radius:6px;padding:24px 28px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;}
  .upload-progress .cap{font-size:12px;letter-spacing:0.08em;text-transform:uppercase;color:#9AA2B4;margin-bottom:6px;}
  .upload-progress .big{font-family:'IBM Plex Mono',monospace;font-size:26px;color:var(--brass-light);}
  .progress-track{flex:1;min-width:180px;height:6px;background:rgba(255,255,255,0.14);border-radius:3px;overflow:hidden;}
  .progress-fill{height:100%;background:var(--brass);border-radius:3px;transition:width .25s;}
  .consent{display:flex;gap:10px;align-items:flex-start;font-size:12.5px;color:var(--ink-soft);margin:20px 0;line-height:1.6;}
  .consent input{margin-top:3px;}

  /* CONTACT */
  .contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;}
  .contact-info h2{font-size:30px;color:var(--navy);margin-bottom:16px;}
  .contact-info p{color:var(--ink-soft);font-size:15px;margin-bottom:28px;line-height:1.65;}
  .contact-detail{display:flex;gap:12px;margin-bottom:18px;font-size:14.5px;}
  .contact-detail svg{width:17px;height:17px;stroke:var(--brass);flex-shrink:0;margin-top:2px;}
  .contact-detail .l{color:var(--ink-soft);display:block;font-size:12px;text-transform:uppercase;letter-spacing:0.06em;margin-bottom:2px;}
  .contact-detail .v{color:var(--navy);font-weight:600;}
  .form-card{background:#fff;border:1px solid var(--line);border-radius:6px;padding:32px;}
  .form-card h3{font-size:18px;color:var(--navy);margin-bottom:20px;}
  .form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;}
  .form-card input,.form-card select,.form-card textarea{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:4px;background:#f1ede333;font-family:'Inter',sans-serif;font-size:14px;color:var(--ink);margin-bottom:14px;}
  .form-card input:focus,.form-card select:focus,.form-card textarea:focus{outline:2px solid var(--brass-light);outline-offset:1px;border-color:var(--brass);}
  .form-card textarea{min-height:90px;resize:vertical;}
  .form-card .btn-brass{width:100%;text-align:center;padding:13px;font-size:14.5px;border:none;}
  .form-fine{font-size:11.5px;color:var(--ink-soft);margin-top:12px;line-height:1.5;}
  .form-note{display:none;background:var(--bg-success,#EAF3DE);color:var(--forest);border:1px solid var(--forest);border-radius:4px;padding:12px 14px;font-size:13.5px;margin-bottom:14px;}
  .form-note.show{display:block;}

  /* FOOTER */
  footer{background:var(--navy);color:#AEB4C2;padding:56px 0 0;}
  .footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;padding-bottom:44px;border-bottom:1px solid var(--line-dark);}
  .footer-brand .brand{margin-bottom:14px;}
  .footer-top p{font-size:13.5px;line-height:1.7;max-width:320px;}
  .footer-col h5{font-size:12px;color:var(--paper);text-transform:uppercase;letter-spacing:0.08em;margin-bottom:16px;}
  .footer-col ul{list-style:none;}
  .footer-col li{margin-bottom:10px;font-size:13.5px;}
  .footer-col a{cursor:pointer;}
  .footer-col a:hover{color:var(--brass-light);}
  .compliance{padding:36px 0;border-bottom:1px solid var(--line-dark);}
  .compliance h6{font-size:12px;color:var(--brass-light);letter-spacing:0.08em;text-transform:uppercase;margin-bottom:12px;}
  .compliance p{font-size:11.5px;line-height:1.75;color:#8A91A3;max-width:820px;}
  .footer-bottom{display:flex;justify-content:space-between;align-items:center;padding:22px 0;font-size:12.5px;color:#7C8298;flex-wrap:wrap;gap:12px;}

  @media (max-width:900px){
    nav,.nav-cta .phone-pill{display:none;}
    .menu-toggle{display:block;}
    .hero-grid{grid-template-columns:1fr;}
    .hero h1{font-size:34px;}
    .program-grid{grid-template-columns:1fr;}
    .trust-grid{grid-template-columns:repeat(2,1fr);gap:28px;}
    .contact-grid{grid-template-columns:1fr;}
    .footer-top{grid-template-columns:1fr;gap:28px;}
    .form-row{grid-template-columns:1fr;}
    .process-item{grid-template-columns:40px 1fr;}
    .process-item-inner{flex-direction:column;gap:4px;}
    .content-grid{grid-template-columns:1fr;}
    .value-grid{grid-template-columns:1fr;}
    .calc-wrap{grid-template-columns:1fr;}
  }

/* ===== PHOTO HERO BANNER ===== */
.hero{
  position:relative;
  overflow:hidden;
  background:
    linear-gradient(90deg,
      rgba(5,24,52,.94) 0%,
      rgba(5,24,52,.84) 32%,
      rgba(5,24,52,.58) 55%,
      rgba(5,24,52,.20) 78%,
      rgba(5,24,52,.08) 100%),
    url("https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?auto=format&fit=crop&w=2400&q=90")
    center center / cover no-repeat;
}
.hero::after{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:linear-gradient(180deg,rgba(3,20,43,.10),rgba(3,20,43,.28));
}
.hero > .wrap,
.hero-grid{
  position:relative;
  z-index:2;
}
.hero h1,
.hero p,
.hero .eyebrow{
  text-shadow:0 2px 12px rgba(0,0,0,.18);
}
@media(max-width:900px){
  .hero{
    background:
      linear-gradient(90deg,rgba(5,24,52,.91),rgba(5,24,52,.70)),
      url("https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?auto=format&fit=crop&w=1600&q=88")
      center center / cover no-repeat;
  }
}

/* ===== SPACIOUS HERO BANNER ===== */
.hero{
  min-height:560px;
  padding:118px 0 132px;
}
.hero-grid.single{
  max-width:920px;
}
.hero-grid.single > div{
  max-width:820px;
}
.hero h1{
  font-size:52px;
  line-height:1.08;
  margin-bottom:24px;
}
.hero p.lead{
  max-width:720px;
  font-size:17px;
  line-height:1.8;
  margin-bottom:30px;
}
.hero-actions{
  margin-top:6px;
  gap:16px;
}
@media(max-width:900px){
  .hero{min-height:500px;padding:92px 0 105px;}
  .hero h1{font-size:42px;}
}

/* ===== ADDITIONAL RESPONSIVE FIXES ===== */
@media (max-width:900px){
  .navbar{padding:16px 20px;}
  .wrap{padding:0 20px;}
  .field-grid{grid-template-columns:1fr;}
  .field-grid.cols-3{grid-template-columns:1fr;}
  .doc-cat-head{flex-direction:column;align-items:flex-start;}
  .dropzone{flex-direction:column;align-items:flex-start;}
  .upload-progress{flex-direction:column;align-items:flex-start;}
  .trust-grid{grid-template-columns:1fr;}
  .doc-card{margin-top:8px;}
  .compliance p{max-width:100%;}
}

@media (max-width:600px){
  .wrap{padding:0 16px;}
  .navbar{padding:14px 16px;}
  .brand .name{font-size:16px;}
  section{padding:56px 0;}
  section.tight{padding:44px 0;}
  .hero{padding:52px 0 64px;}
  .hero h1{font-size:26px;}
  .hero p.lead{font-size:15px;}
  .hero-actions{flex-direction:column;align-items:stretch;}
  .hero-actions .btn{text-align:center;}
  .hero-stats{flex-direction:column;gap:14px;}
  .page-hero{padding:40px 0;}
  .page-hero h1{font-size:26px;}
  .section-head h2{font-size:24px;}
  .doc-body{padding:20px 16px 16px;}
  .doc-head{padding:14px 16px;}
  .doc-row{flex-direction:column;align-items:flex-start;gap:4px;}
  .program-card{padding:24px 20px;}
  .process-item{grid-template-columns:1fr;gap:6px;}
  .process-num{margin-bottom:2px;}
  .process-item-inner{flex-direction:column;gap:4px;}
  .process-item .days{margin-left:0;}
  .calc-result .big{font-size:30px;}
  .form-section, .form-card, .side-card{padding:20px;}
  .value-card{padding:20px;}
  .footer-bottom{flex-direction:column;align-items:flex-start;}
  .contact-detail{flex-wrap:wrap;}
  .file-chip{flex-wrap:wrap;}
}


/* ===== CLIENT REVISION STYLES ===== */
.hero-grid.single{grid-template-columns:1fr;max-width:900px;}
.program-grid-page{padding-top:8px;padding-bottom:8px;}
.team-layout{display:grid;grid-template-columns:1.25fr .75fr;gap:48px;align-items:start;}
.team-content{background:#fff;border:1px solid var(--line);border-radius:6px;padding:34px;}
.team-content h2{font-size:30px;color:var(--navy);margin-bottom:18px;}
.team-content h3{font-size:20px;color:var(--navy);margin:30px 0 12px;}
.team-content p{font-size:15px;color:var(--ink-soft);line-height:1.75;margin-bottom:16px;}
.team-content ul{list-style:none;margin:0 0 12px;}
.team-content li{position:relative;padding:8px 0 8px 22px;font-size:14px;color:var(--ink);line-height:1.6;border-bottom:1px solid var(--line);}
.team-content li:before{content:"✓";position:absolute;left:0;top:8px;color:var(--brass);font-weight:700;}
.team-content .btn{margin-top:20px;}
.team-aside{position:sticky;top:100px;}
.about-copy{max-width:1000px;}
.about-copy h2{font-size:30px;color:var(--navy);margin:0 0 14px;}
.about-copy h2:not(:first-child){margin-top:44px;}
.about-copy h3{font-size:20px;color:var(--navy);margin:28px 0 16px;}
.about-copy>p{font-size:15px;color:var(--ink-soft);line-height:1.8;margin-bottom:18px;}
.about-program-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 24px;margin:18px 0 10px;}
.about-program-list span{padding:12px 14px;background:#fff;border:1px solid var(--line);border-radius:4px;color:var(--navy);font-size:13.5px;font-weight:600;}
.about-note{font-size:12.5px !important;color:#7b818b !important;}
.about-values{grid-template-columns:repeat(2,1fr);margin-top:18px;}
.commitment-box{margin-top:48px;padding:34px;background:var(--navy);color:var(--paper);border-radius:6px;}
.commitment-box h2{color:var(--paper);margin-top:0 !important;}
.commitment-box p{color:#C6CBD7;}
.about-cta{margin-top:48px;padding:34px;border:1px solid var(--line);background:#fff;border-radius:6px;}
.about-cta h2{margin-top:0 !important;}
.footer-contact{font-size:12.5px;line-height:1.8;color:#9AA2B4;margin-top:14px;}
.compliance p a{color:#C9A354;}
@media(max-width:900px){.team-layout{grid-template-columns:1fr;}.team-aside{position:static;}.about-program-list,.about-values{grid-template-columns:1fr;}}


/* Loan program card imagery */
.program-card{
  overflow:hidden;
  padding:0 !important;
  background:#fff;
}
.program-card .program-image{
  width:100%;
  height:178px;
  overflow:hidden;
  background:#e9edf2;
  position:relative;
}
.program-card .program-image:after{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(to bottom,rgba(8,24,53,.03),rgba(8,24,53,.18));
  pointer-events:none;
}
.program-card .program-image img{
  width:100%;
  height:100%;
  display:block;
  object-fit:cover;
}
.program-card > .tag,
.program-card > h3,
.program-card > p,
.program-card > .link{
  margin-left:28px;
  margin-right:28px;
}
.program-card > .tag{
  margin-top:24px;
}
.program-card > .link{
  margin-bottom:28px;
}
@media(max-width:900px){
  .program-grid{grid-template-columns:1fr;}
  .program-card .program-image{height:220px;}
}


/* Redesigned Loan Programs page */
/* .programs-hero{padding-bottom:104px;} */
.programs-showcase{background:var(--paper-dim);padding:88px 0 96px;}
.programs-intro{display:grid;grid-template-columns:1fr .72fr;gap:64px;align-items:end;margin-bottom:46px;}
.programs-intro h2{font-size:34px;line-height:1.18;color:var(--navy);margin-top:10px;}
.programs-intro p{font-size:15px;line-height:1.8;color:var(--ink-soft);margin:0;}
.program-showcase-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch;}
.program-feature{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;display:flex;flex-direction:column;cursor:pointer;transition:border-color .18s,box-shadow .18s;box-shadow:0 4px 16px rgba(8,24,53,.035);}
.program-feature:hover{border-color:var(--brass);box-shadow:0 10px 28px rgba(8,24,53,.08);}
.program-feature-image{height:220px;position:relative;overflow:hidden;background:#e9edf2;}
.program-feature-image img{width:100%;height:100%;display:block;object-fit:cover;}
.program-feature-image:after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(8,24,53,.48),rgba(8,24,53,0) 58%);pointer-events:none;}
.program-feature-number{position:absolute;left:20px;bottom:16px;z-index:1;font-family:'IBM Plex Mono',monospace;font-size:13px;color:#fff;letter-spacing:.08em;}
.program-feature-body{padding:30px 28px 28px;display:flex;flex-direction:column;flex:1;}
.program-feature-body .tag{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--brass);letter-spacing:.1em;text-transform:uppercase;margin-bottom:12px;}
.program-feature-body h3{font-size:23px;line-height:1.2;color:var(--navy);margin-bottom:14px;}
.program-feature-body p{font-size:14.5px;line-height:1.72;color:var(--ink-soft);margin-bottom:22px;}
.program-fit{display:flex;flex-wrap:wrap;gap:8px;margin-top:auto;padding-top:4px;}
.program-fit strong{width:100%;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:2px;}
.program-fit span{font-size:11.5px;color:var(--ink-soft);border:1px solid var(--line);border-radius:999px;padding:6px 9px;background:var(--paper);} 
.program-feature-link{margin-top:24px;border:0;background:none;padding:0;text-align:left;font:600 13.5px inherit;color:var(--navy);display:flex;align-items:center;gap:7px;cursor:pointer;}
.program-feature-link svg{width:14px;height:14px;stroke:var(--brass);}
.programs-disclaimer{margin-top:30px;font-size:12px;line-height:1.65;color:#7b818b;max-width:900px;}
@media(max-width:900px){.programs-intro{grid-template-columns:1fr;gap:18px;}.program-showcase-grid{grid-template-columns:1fr;}.program-feature-image{height:240px;}}


/* STACKED LOAN PROGRAMS - IMAGE + TEXT ONLY */
.stacked-programs{background:#FAF8F3;padding:38px 0 76px}
.stacked-program-card{
  display:grid;
  grid-template-columns:42% 58%;
  min-height:330px;
  background:#fff;
  border:1px solid #dbe2ec;
  border-radius:18px;
  overflow:hidden;
  margin-bottom:24px;
  box-shadow:0 2px 10px rgba(20,33,61,.025);
  transition:border-color .18s ease,box-shadow .18s ease;
}
.stacked-program-card:nth-child(even){grid-template-columns:58% 42%}
.stacked-program-card:hover{border-color:#c7d2e2;box-shadow:0 8px 24px rgba(20,33,61,.07)}
.stacked-program-card:nth-child(even) .stacked-program-image{order:2}
.stacked-program-card:nth-child(even) .stacked-program-main{order:1}
.stacked-program-image{min-height:330px;overflow:hidden;background:#e9edf3}
.stacked-program-image img{width:100%;height:100%;display:block;object-fit:cover}
.stacked-program-main{
  padding:52px 50px;
  display:flex;
  flex-direction:column;
  justify-content:center;
  min-width:0;
}
.stacked-program-tag{
  margin-bottom:13px;
  color:#4f6fe6;
  font-family:'IBM Plex Mono',monospace;
  font-size:11px;
  font-weight:600;
  letter-spacing:.14em;
  text-transform:uppercase;
}
.stacked-program-main h2{
  color:#102956;
  font-family:'Source Serif 4',serif;
  font-size:32px;
  font-weight:500;
  line-height:1.14;
  margin:0 0 17px;
}
.stacked-program-main p{
  color:#5b6169;
  font-size:15px;
  line-height:1.75;
  max-width:620px;
  margin:0;
}
/* The reference design is intentionally image + text only. */
.stacked-program-benefits,
.stacked-program-action,
.program-chips{display:none!important}
/* No card/image shrinking or zoom animation. */
#page-programs .stacked-program-card,
#page-programs .stacked-program-image img{transform:none!important}
#page-programs .stacked-program-card:hover .stacked-program-image img{transform:none!important}
.programs-bottom-cta{margin-top:30px;min-height:130px;display:flex;align-items:center;justify-content:space-between;gap:30px;padding:30px 38px;background:var(--navy);border-radius:16px;color:var(--paper)}
.programs-bottom-cta>div:first-child{min-width:0}
.cta-eyebrow{margin-bottom:5px;color:var(--brass-light);font-family:'IBM Plex Mono',monospace;font-size:9px;font-weight:600;letter-spacing:.14em;text-transform:uppercase}
.programs-bottom-cta h2{margin:0 0 5px;color:var(--paper);font-family:'Source Serif 4',serif;font-size:27px;font-weight:500;line-height:1.15}
.programs-bottom-cta p{margin:0;color:#c6cbd7;font-size:12px;line-height:1.5}
.stacked-cta-btn{flex-shrink:0;min-width:112px;min-height:40px;display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:9px 14px;background:var(--brass);border:1px solid var(--brass);border-radius:4px;color:#fff;font-size:10px;font-weight:600;cursor:pointer}
.stacked-cta-btn svg{width:13px;height:13px}
@media(max-width:900px){
  .stacked-program-card,.stacked-program-card:nth-child(even){grid-template-columns:1fr;min-height:0}
  .stacked-program-card:nth-child(even) .stacked-program-image,.stacked-program-card:nth-child(even) .stacked-program-main{order:initial}
  .stacked-program-image{height:300px;min-height:300px}
  .stacked-program-main{padding:36px 34px}
  .stacked-program-main h2{font-size:28px}
  .programs-bottom-cta{flex-direction:column;align-items:flex-start}
}
@media(max-width:600px){
  .stacked-programs{padding:24px 0 54px}
  .stacked-program-card{border-radius:14px;margin-bottom:18px}
  .stacked-program-image{height:240px;min-height:240px}
  .stacked-program-main{padding:28px 24px}
  .stacked-program-tag{font-size:10px}
  .stacked-program-main h2{font-size:25px}
  .stacked-program-main p{font-size:14px;line-height:1.65}
  .programs-bottom-cta{padding:25px 22px;border-radius:14px}
  .stacked-cta-btn{width:100%}
}


  /* SHARED CTA ON EVERY PAGE EXCEPT CONTACT */
  .shared-funding-banner{padding:58px 0 72px;}
  .shared-funding-banner .funding-banner{min-height:220px;padding:48px 48px;}
  .shared-funding-banner .funding-banner-copy{max-width:780px;}
  .shared-funding-banner .funding-banner h2{font-size:30px;}
  @media(max-width:900px){.shared-funding-banner .funding-banner{min-height:0;padding:38px 28px;}}

/* ===== EMC MORTGAGE CALCULATOR ===== */
.emc-mc-section{background:#f8f8f7;padding:46px 0 82px}
.emc-mc-shell{max-width:1100px;margin:0 auto;background:#fff;border:1px solid #e2e2df;border-radius:7px;box-shadow:0 8px 28px rgba(20,33,61,.08);padding:28px 30px 34px}
.emc-mc-brand{text-align:center;color:#285a7d;font-family:'Inter',sans-serif;font-weight:700;font-size:28px;letter-spacing:-.055em;margin-bottom:28px}
.emc-mc-brand span{font-size:25px;margin:0 3px;color:#223d57}
.emc-mc-main{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:36px;align-items:start}
.emc-mc-inputs{padding:4px 0 0}
.emc-mc-field{margin-bottom:13px}
.emc-mc-field label{display:block;color:#23415d;font-size:11px;margin-bottom:5px;font-weight:500}
.emc-mc-money-input,.emc-mc-rate-input,.emc-mc-suffix-input,.emc-mc-inline-input{display:flex;height:27px;border:1px solid #cbd3da;background:#fff;border-radius:2px;overflow:hidden}
.emc-mc-money-input span,.emc-mc-rate-input span,.emc-mc-suffix-input span,.emc-mc-inline-input span{display:flex;align-items:center;justify-content:center;padding:0 8px;background:#eef1f3;color:#51606d;font-size:10px;white-space:nowrap}
.emc-mc-money-input input,.emc-mc-rate-input input,.emc-mc-suffix-input input,.emc-mc-inline-input input{width:100%;border:0;outline:0;padding:4px 8px;background:#fff;color:#273b4d;font:500 11px 'IBM Plex Mono',monospace;min-width:0}
.emc-mc-dual-input{display:grid;grid-template-columns:1fr 84px 24px;gap:0}
.emc-mc-dual-input .emc-mc-money-input{border-radius:2px 0 0 2px}
.emc-mc-dual-input>input{border:1px solid #cbd3da;border-left:0;width:100%;min-width:0;padding:4px 7px;font:500 11px 'IBM Plex Mono',monospace;color:#273b4d;outline:0}
.emc-mc-dual-input .emc-mc-suffix{border:1px solid #cbd3da;border-left:0;border-radius:0 2px 2px 0}
.emc-mc-rate-input input{font-size:11px}
.emc-mc-inline-input input{max-width:100px}
.emc-mc-range{width:100%;height:11px;display:block;margin-top:3px;accent-color:#5eafe0}
.emc-mc-range::-webkit-slider-runnable-track{height:2px;background:#d5dce1}
.emc-mc-range::-webkit-slider-thumb{appearance:none;width:9px;height:9px;border-radius:50%;background:#fff;border:1px solid #61b7eb;margin-top:-3px}
.emc-mc-date-row{display:grid;grid-template-columns:1fr 1fr;gap:5px}
.emc-mc-date-row select{height:27px;border:1px solid #cbd3da;background:#fff;border-radius:2px;padding:3px 6px;font:500 11px 'Inter',sans-serif;color:#273b4d}
.emc-mc-result-card{background:#fff;border:1px solid #e0e0dd;border-radius:5px;box-shadow:0 3px 10px rgba(0,0,0,.05);overflow:hidden}
.emc-mc-result-top{background:#f5f5f4;padding:15px 15px 13px}
.emc-mc-payment{font:600 20px 'IBM Plex Mono',monospace;color:#162c42;margin-bottom:2px}
.emc-mc-result-note{font-size:9px;color:#a1a5a8}
.emc-mc-mini-grid{padding:11px 14px;display:grid;gap:5px}
.emc-mc-mini-grid>div{display:flex;justify-content:space-between;gap:10px;font-size:9px;color:#46525d}
.emc-mc-mini-grid strong{font:500 9px 'IBM Plex Mono',monospace;color:#24394c;text-align:right}
.emc-mc-divider{height:1px;background:#e6e6e3;margin:0 14px}
.emc-mc-breakdown-title{font-size:10px;font-weight:700;color:#263b4e;margin-bottom:9px}
.emc-mc-result-card .emc-mc-breakdown-title{padding:11px 14px 0}
.emc-mc-donut-wrap{display:flex;align-items:center;justify-content:center;gap:17px;padding:2px 13px 8px}
.emc-mc-donut{width:82px;height:82px;border-radius:50%;position:relative;background:conic-gradient(#0c3d65 0 40%,#2e7bb2 40% 70%,#91b7d0 70% 80%,#6e8da5 80% 89%,#d2d7dc 89% 100%)}
.emc-mc-donut:after{content:"";position:absolute;inset:22px;background:#fff;border-radius:50%}
.emc-mc-donut-legend{display:flex;flex-direction:column;gap:4px;font-size:8.5px;color:#46525d}
.emc-mc-donut-legend span{display:flex;align-items:center;gap:5px}
.emc-mc-donut-legend i{width:8px;height:8px;border-radius:50%;display:inline-block}
.emc-mc-donut-legend i.principal{background:#0c3d65}.emc-mc-donut-legend i.interest{background:#2e7bb2}.emc-mc-donut-legend i.tax{background:#91b7d0}.emc-mc-donut-legend i.insurance{background:#6e8da5}.emc-mc-donut-legend i.down{background:#d2d7dc}
.emc-mc-outline-btn{display:block;margin:2px 13px 13px auto;padding:5px 9px;border:1px solid #4c91ff;background:#fff;color:#2775df;border-radius:2px;font-size:9px;cursor:pointer}
.emc-mc-outline-btn:hover{background:#f0f6ff}
.emc-mc-bottom-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:22px;margin-top:17px}
.emc-mc-panel{border:1px solid #e1e1de;border-radius:5px;background:#fff;box-shadow:0 3px 10px rgba(0,0,0,.035);overflow:hidden}
.emc-mc-panel-title{background:#f6f6f5;border-bottom:1px solid #e6e6e2;padding:10px 13px;font-size:10px;color:#25394c;font-weight:600}
.emc-mc-panel-icon{font-size:18px;vertical-align:-3px;margin-right:7px;color:#1d1d1d}
.emc-mc-details-grid{padding:11px 13px 5px;display:grid;grid-template-columns:1fr 1fr;column-gap:22px;row-gap:5px}
.emc-mc-details-grid>div{display:flex;justify-content:space-between;gap:8px;font-size:8.5px;color:#46525d}
.emc-mc-details-grid strong{font:500 8.5px 'IBM Plex Mono',monospace;color:#263a4d;text-align:right}
.emc-mc-detail-total{display:flex;justify-content:space-between;padding:7px 13px;border-top:1px solid #ededeb;font-size:8.5px;color:#46525d}
.emc-mc-detail-total strong{font:500 8.5px 'IBM Plex Mono',monospace;color:#263a4d}
.emc-mc-bi-grid{display:grid;grid-template-columns:1fr 1fr;padding:13px;gap:12px 22px}
.emc-mc-bi-grid>div{display:flex;flex-direction:column;gap:2px}
.emc-mc-bi-grid strong{font:600 12px 'IBM Plex Mono',monospace;color:#162d44}
.emc-mc-bi-grid span{font-size:8px;color:#67717a}
.emc-mc-savings{text-align:right;padding:0 13px 13px;font-size:9px;color:#263a4d}.emc-mc-savings strong{font-family:'IBM Plex Mono',monospace}
.emc-mc-amortization{margin-top:18px;border:1px solid #e1e1de;border-radius:5px;overflow:hidden;background:#fff}
.emc-mc-amortization[hidden]{display:none}
.emc-mc-amortization-head{display:flex;justify-content:space-between;align-items:center;padding:14px;background:#f6f6f5;border-bottom:1px solid #e1e1de}
.emc-mc-amortization-head p{font-size:9px;color:#77818a;margin-top:3px}
.emc-mc-close-btn{border:1px solid #9aa8b4;background:#fff;border-radius:3px;padding:5px 10px;font-size:9px;cursor:pointer}
.emc-mc-table-scroll{max-height:420px;overflow:auto}
.emc-mc-amortization table{width:100%;border-collapse:collapse;font-size:9px}.emc-mc-amortization th,.emc-mc-amortization td{padding:8px 12px;border-bottom:1px solid #ededeb;text-align:right}.emc-mc-amortization th:first-child,.emc-mc-amortization td:first-child{text-align:left}.emc-mc-amortization th{background:#fff;color:#4d5963;position:sticky;top:0}.emc-mc-amortization td{font-family:'IBM Plex Mono',monospace;color:#2a4054}
@media(max-width:900px){.emc-mc-main{grid-template-columns:1fr}.emc-mc-bottom-grid{grid-template-columns:1fr}.emc-mc-shell{max-width:720px}}
@media(max-width:600px){.emc-mc-section{padding:28px 0 54px}.emc-mc-shell{padding:20px 14px 24px}.emc-mc-brand{font-size:24px;margin-bottom:22px}.emc-mc-details-grid{grid-template-columns:1fr}.emc-mc-donut-wrap{justify-content:flex-start}.emc-mc-bi-grid{gap:14px}.emc-mc-date-row{grid-template-columns:1fr}.emc-mc-main{gap:18px}}
<style>
/* Subtle geometric finance-tech arc treatment for the shared CTA */
.funding-banner::before{content:"";position:absolute;width:560px;height:560px;border:1px solid rgba(126,158,235,.18);border-radius:50%;right:-170px;top:-285px;pointer-events:none;}
.funding-banner::after{content:"";position:absolute;width:760px;height:760px;border:1px solid rgba(126,158,235,.08);border-radius:50%;right:-280px;top:-390px;pointer-events:none;}

/* ===== EXTRACTED STYLE BLOCK 2 ===== */
.home-programs-redesign{
  background:#FAF8F3;
  padding:88px 0 92px;
}

.home-programs-head{
  width:100%;
  margin-bottom:42px;
}

.home-programs-head h2{
  color:var(--navy);
  font-size:42px;
  line-height:1.08;
  margin:0;
  max-width:none;
  letter-spacing:-0.02em;
}

.home-programs-rule{
  width:46px;
  height:1px;
  background:var(--brass);
  margin:18px 0 14px;
}

.home-programs-head p{
  color:var(--ink-soft);
  font-size:15px;
  line-height:1.7;
  max-width:720px;
  margin:0;
}

.home-program-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:24px;
}

.home-program-card{
  display:flex;
  flex-direction:column;
  min-width:0;
  overflow:hidden;
  background:#fff;
  border:1px solid var(--line);
  border-radius:9px;
  cursor:pointer;
  text-align:left;
  padding:0;
  color:inherit;
  box-shadow:0 2px 10px rgba(20,33,61,.035);
  transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;
}

.home-program-card:hover{
  transform:translateY(-5px);
  border-color:rgba(169,129,47,.55);
  box-shadow:0 16px 34px rgba(20,33,61,.10);
}

.home-program-image{
  height:190px;
  overflow:hidden;
  background:#e9edf2;
}

.home-program-image img{
  width:100%;
  height:100%;
  object-fit:cover;
  transition:transform .45s ease;
}

.home-program-card:hover .home-program-image img{
  transform:scale(1.035);
}

.home-program-body{
  display:flex;
  flex-direction:column;
  flex:1;
  padding:23px 24px 25px;
}

.home-program-title-row{
  display:flex;
  align-items:center;
  gap:13px;
  margin-bottom:17px;
}

.home-program-icon{
  flex:0 0 48px;
  width:48px;
  height:48px;
  border-radius:50%;
  display:flex;
  align-items:center;
  justify-content:center;
  background:var(--navy);
  color:var(--brass-light);
  box-shadow:0 3px 8px rgba(20,33,61,.14);
}

.home-program-icon svg{
  width:24px;
  height:24px;
}

.home-program-tag{
  font-family:'IBM Plex Mono',monospace;
  font-size:10px;
  color:var(--brass);
  font-weight:600;
  letter-spacing:.09em;
  text-transform:uppercase;
  margin-bottom:5px;
}

.home-program-body h3{
  color:var(--navy);
  font-size:22px;
  line-height:1.18;
  margin:0;
}

.home-program-body p{
  color:var(--ink-soft);
  font-size:14px;
  line-height:1.65;
  margin:0 0 23px;
  flex:1;
}

.home-program-link{
  display:flex;
  align-items:center;
  gap:7px;
  color:var(--navy);
  font-size:13.5px;
  font-weight:600;
}

.home-program-link svg{
  width:14px;
  height:14px;
  stroke:var(--brass);
  transition:transform .2s ease;
}

.home-program-card:hover .home-program-link svg{
  transform:translateX(3px);
}

@media(max-width:900px){
  .home-programs-redesign{padding:68px 0 72px;}
  .home-programs-head h2{font-size:35px;}
  .home-program-grid{grid-template-columns:1fr;gap:20px;}
  .home-program-image{height:220px;}
}

@media (max-width:600px){
  .hero{min-height:0;padding:76px 0 88px;}
  .hero h1{font-size:32px;line-height:1.12;margin-bottom:20px;}
  .hero p.lead{font-size:15.5px;line-height:1.75;margin-bottom:26px;}
}

@media(max-width:560px){
  .home-programs-head h2{font-size:31px;}
  .home-program-body{padding:20px;}
}

/* ===== EXTRACTED STYLE BLOCK 3 ===== */
/* Larger, more breathable homepage hero */
#page-home .hero{
  min-height:650px;
  padding:150px 0 170px;
  background-position:center center;
}

#page-home .hero-grid.single{
  max-width:1140px;
}

#page-home .hero-grid.single > div{
  max-width:900px;
}

#page-home .hero h1{
  font-size:62px;
  line-height:1.06;
  margin-bottom:28px;
  max-width:850px;
}

#page-home .hero p.lead{
  max-width:760px;
  font-size:19px;
  line-height:1.82;
  margin-bottom:38px;
}

#page-home .hero-actions{
  gap:18px;
  margin-top:8px;
}

#page-home .hero-actions .btn{
  padding:16px 31px;
  font-size:15px;
  min-height:52px;
}

#page-home .hero-actions .btn-brass{
  box-shadow:0 7px 20px rgba(0,0,0,.16);
}

.nav-cta .btn{
  padding:14px 28px;
  font-size:15px;
  min-height:48px;
}

#page-home .funding-banner .btn,
#page-home .shared-funding-banner .btn{
  padding:15px 29px;
  font-size:15px;
  min-height:50px;
}

@media(max-width:900px){
  #page-home .hero{
    min-height:570px;
    padding:112px 0 125px;
    background-position:center center;
  }

  #page-home .hero h1{
    font-size:48px;
    max-width:700px;
  }

  #page-home .hero p.lead{
    font-size:17px;
    line-height:1.75;
    margin-bottom:32px;
  }
}

@media(max-width:600px){
  #page-home .hero{
    min-height:0;
    padding:86px 0 96px;
  }

  #page-home .hero h1{
    font-size:36px;
    line-height:1.1;
  }

  #page-home .hero p.lead{
    font-size:16px;
    line-height:1.7;
  }

  #page-home .hero-actions{
    gap:12px;
  }

  #page-home .hero-actions .btn{
    width:100%;
    min-height:54px;
    padding:16px 22px;
  }
}